/* =============================================================
   1. Tokens
   ============================================================= */
:root{
  --paper:#F1EDE4;
  --paper-2:#E7E0CE;
  --card:#FBF9F4;
  --ink:#16213E;
  --ink-soft:#4C5A7A;
  --gold:#B8901F;
  --gold-deep:#8C6C13;
  --green:#2F6F4E;
  --green-soft:#E3EEE7;
  --coral:#B8402A;
  --coral-soft:#F4E3DF;
  --line: rgba(22,33,62,0.14);
  --radius: 14px;
  --ease-out: cubic-bezier(0.16, 1, 0.3, 1);
  --header-h: 68px;
}

/* =============================================================
   2. Reset & base
   ============================================================= */
*, *::before, *::after{box-sizing:border-box;margin:0;}
html{-webkit-text-size-adjust:100%;tab-size:2;scroll-behavior:smooth;overflow-x:clip;}
@media (prefers-reduced-motion: reduce){ html{scroll-behavior:auto;} }
body{
  background:
    radial-gradient(1200px 600px at 10% -10%, rgba(184,144,31,0.10), transparent 60%),
    var(--paper);
  color:var(--ink);
  font-family:'Inter',system-ui,sans-serif;
  line-height:1.5;
  min-height:100vh;
  overflow-x:clip;
  -webkit-font-smoothing:antialiased;
}
img, svg{display:block;max-width:100%;}
button{font:inherit;color:inherit;cursor:pointer;border:0;background:none;font-family:'Inter',sans-serif;}
a{color:inherit;text-decoration:none;}
p{text-wrap:pretty;}
h1,h2,h3,h4{text-wrap:balance;line-height:1.08;}
::selection{background:var(--gold);color:var(--card);}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px;border-radius:4px;}

/* =============================================================
   3. Utilities
   ============================================================= */
.skip-link{
  position:fixed;top:-100px;left:1rem;
  padding:.6rem 1rem;background:var(--ink);color:var(--paper);
  z-index:9999;border-radius:8px;font-weight:600;
}
.skip-link:focus{top:1rem;}
.wrap{max-width:760px;margin:0 auto;padding:0 20px;}
.wrap-wide{max-width:980px;margin:0 auto;padding:0 20px;}
.hidden{display:none !important;}
.sr-only{
  position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;
  clip:rect(0,0,0,0);white-space:nowrap;border:0;
}

/* =============================================================
   4. Typography
   ============================================================= */
h1.title{
  font-family:'Fraunces',serif;font-weight:600;
  font-size:clamp(28px,5vw,40px);line-height:1.08;
  margin:18px 0 6px;letter-spacing:-0.01em;
}
p.subtitle{color:var(--ink-soft);font-size:16px;max-width:54ch;margin:0 0 30px;}

/* =============================================================
   5. Components
   ============================================================= */

/* Buttons */
.btn{
  border:none;border-radius:9px;font-weight:600;font-size:15px;
  padding:12px 22px;cursor:pointer;transition:transform .1s, opacity .15s, background .15s;
  display:inline-flex;align-items:center;gap:8px;
}
.btn:active{transform:scale(0.98);}
.btn-primary{background:var(--ink);color:var(--paper);}
.btn-primary:hover{background:#223058;}
.btn-primary:disabled{opacity:.35;cursor:not-allowed;}
.btn-gold{background:var(--gold);color:var(--card);}
.btn-gold:hover{background:var(--gold-deep);}
.btn-ghost{background:transparent;color:var(--ink-soft);text-decoration:underline;padding:12px 4px;}
.btn-ghost:disabled{opacity:0;pointer-events:none;}
.btn-outline{background:transparent;border:1.5px solid var(--ink);border-radius:9px;padding:11px 20px;font-weight:600;font-size:14px;color:var(--ink);}

/* Site header */
.site-header{
  position:sticky;top:0;z-index:100;
  background:rgba(241,237,228,0.9);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);
  border-bottom:1px solid var(--line);
  height:var(--header-h);display:flex;align-items:center;
}
.site-header .wrap-wide{display:flex;align-items:center;justify-content:space-between;width:100%;}
.brand{display:flex;align-items:baseline;gap:8px;font-family:'Fraunces',serif;font-weight:600;font-size:19px;color:var(--ink);}
.brand .dot{color:var(--gold);}
.site-nav{display:flex;gap:6px;align-items:center;}
.site-nav a{
  padding:9px 14px;border-radius:8px;font-size:14.5px;font-weight:600;color:var(--ink-soft);
  transition:background .15s, color .15s;
}
.site-nav a:hover, .site-nav a.is-active{background:var(--card);color:var(--ink);}
.nav-cta{background:var(--gold) !important;color:var(--card) !important;}
.nav-cta:hover{background:var(--gold-deep) !important;}

/* Cards */
.panel{
  background:var(--card);border:1px solid var(--line);border-radius:var(--radius);
  padding:32px 28px;box-shadow:0 1px 0 rgba(22,33,62,0.03);
}
.card{
  background:var(--card);border:1px solid var(--line);border-radius:var(--radius);
  padding:22px 22px 18px;margin-bottom:14px;
}

/* Ad slots — placeholders only, owner pastes AdSense code */
.ad-slot{
  border:1.5px dashed var(--line);border-radius:12px;
  display:flex;align-items:center;justify-content:center;
  color:var(--ink-soft);font-family:'IBM Plex Mono',monospace;font-size:12px;
  letter-spacing:.06em;text-transform:uppercase;
  background:var(--paper-2);margin:40px auto;
}
.ad-slot--leaderboard{max-width:760px;min-height:90px;}
.ad-slot--incontent{max-width:680px;min-height:250px;}
.ad-slot--sidebar{min-height:250px;}
.ad-slot.is-live{border:none;background:transparent;display:none;padding:0;}
body.ads-active .ad-slot.is-live{display:block;}
.ad-slot.is-live .adsbygoogle{width:100%;}

/* FAQ (native details/summary — works without JS) */
.faq{margin:40px 0;}
.faq h2{font-family:'Fraunces',serif;font-weight:600;font-size:22px;margin-bottom:16px;}
.faq-item{border-top:1px solid var(--line);}
.faq-item:last-child{border-bottom:1px solid var(--line);}
.faq-item summary{
  padding:16px 2px;font-size:15px;font-weight:600;color:var(--ink);
  cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:12px;
}
.faq-item summary::-webkit-details-marker{display:none;}
.faq-item summary::after{
  content:'+';font-family:'IBM Plex Mono',monospace;font-size:20px;color:var(--gold-deep);
  transition:transform .2s var(--ease-out);flex:none;
}
.faq-item[open] summary::after{transform:rotate(45deg);}
.faq-item p{font-size:14.5px;color:var(--ink-soft);margin:0 2px 18px;max-width:64ch;}

/* Footer */
footer.site-footer{
  border-top:1px solid var(--line);margin-top:64px;padding:34px 0 40px;
}
footer.site-footer .wrap-wide{display:flex;flex-wrap:wrap;gap:16px 28px;justify-content:space-between;align-items:center;}
footer.site-footer .legal-links{display:flex;gap:18px;flex-wrap:wrap;}
footer.site-footer a{font-size:13px;color:var(--ink-soft);text-decoration:underline;}
footer.site-footer .disclaimer{
  font-size:12px;color:var(--ink-soft);font-family:'IBM Plex Mono',monospace;
  margin-top:18px;max-width:70ch;
}

/* =============================================================
   6. Sections — Home hero
   ============================================================= */
.hero{padding:56px 0 20px;}
.hero .kicker{
  font-family:'IBM Plex Mono',monospace;font-size:11px;letter-spacing:.12em;text-transform:uppercase;
  color:var(--ink-soft);
}
.hero h1{
  font-family:'Fraunces',serif;font-weight:600;font-size:clamp(32px,6vw,52px);
  line-height:1.03;margin:14px 0 16px;letter-spacing:-0.015em;max-width:16ch;
}
.hero p.lead{font-size:18px;color:var(--ink-soft);max-width:52ch;margin-bottom:26px;}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;}

.updated-note{
  display:inline-flex;align-items:center;gap:8px;font-family:'IBM Plex Mono',monospace;
  font-size:12px;color:var(--ink-soft);background:var(--paper-2);border-radius:20px;
  padding:6px 14px;margin-bottom:22px;
}
.updated-note .pulse{width:7px;height:7px;border-radius:50%;background:var(--green);}

/* Featured tool card (home) */
/* Uniform vertical rhythm between top-level page sections */
.content-section{margin:40px 0;}
.section-title{font-family:'Fraunces',serif;font-weight:600;font-size:22px;margin:0 0 14px;}

.feature-grid{display:grid;gap:22px;margin:40px 0;}
@media (min-width:720px){.feature-grid{grid-template-columns:1fr 1fr;}}
.feature-grid:has(.feature-card:only-child){grid-template-columns:1fr;max-width:480px;margin-inline:auto;}
.feature-card{
  background:var(--card);border:1px solid var(--line);border-radius:var(--radius);
  padding:28px;display:flex;flex-direction:column;gap:14px;
  transition:border-color .15s, transform .15s;
}
.feature-card:hover{border-color:var(--gold);transform:translateY(-2px);}
.feature-card .icon{
  width:44px;height:44px;border-radius:10px;background:var(--green-soft);color:var(--green);
  display:flex;align-items:center;justify-content:center;
}
.feature-card .icon svg{width:22px;height:22px;}
.feature-card h3{font-family:'Fraunces',serif;font-weight:600;font-size:21px;}
.feature-card p{color:var(--ink-soft);font-size:14.5px;flex:1;}
.feature-card .cta{font-weight:700;color:var(--gold-deep);font-size:14.5px;}

/* Steps ("cómo funciona") */
.steps-row{display:grid;gap:18px;margin:28px 0 0;}
@media (min-width:720px){.steps-row{grid-template-columns:repeat(3,1fr);}}
.step-item{padding:6px 0;}
.step-item .num{
  font-family:'Fraunces',serif;font-weight:600;font-size:26px;color:var(--gold-deep);
  display:block;margin-bottom:6px;
}
.step-item h4{font-size:15.5px;margin-bottom:6px;}
.step-item p{font-size:13.5px;color:var(--ink-soft);}

/* SEO text block */
.seo-text{margin:40px 0;max-width:70ch;}
.seo-text h2{font-family:'Fraunces',serif;font-weight:600;font-size:22px;margin-bottom:14px;}
.seo-text p{color:var(--ink-soft);font-size:15px;margin-bottom:14px;}

/* =============================================================
   7. Simulator page — progress, quiz, results
   ============================================================= */
.progress{display:flex;gap:6px;margin-bottom:34px;}
.progress .seg{flex:1;height:4px;background:var(--paper-2);border-radius:2px;overflow:hidden;}
.progress .seg > i{display:block;height:100%;width:0%;background:var(--gold);transition:width .35s var(--ease-out);}
.progress .seg.done > i{width:100%;background:var(--green);}
.progress .seg.active > i{width:100%;}
.step-label{font-family:'IBM Plex Mono',monospace;font-size:12px;color:var(--ink-soft);margin-bottom:26px;}

.q{font-family:'Fraunces',serif;font-weight:600;font-size:22px;margin:0 0 6px;}
.q-hint{font-size:13.5px;color:var(--ink-soft);margin:0 0 18px;}
.options{display:grid;gap:10px;}
.options.cols-2{grid-template-columns:1fr 1fr;}
@media(max-width:520px){.options.cols-2{grid-template-columns:1fr;}}

.opt{
  display:flex;align-items:center;gap:10px;border:1.5px solid var(--line);background:#fff;
  border-radius:10px;padding:13px 16px;font-size:15px;font-weight:500;cursor:pointer;text-align:left;
  transition:border-color .15s, background .15s;color:var(--ink);
}
.opt:hover{border-color:var(--gold);}
.opt.selected{border-color:var(--green);background:var(--green-soft);}
.opt .dot{width:16px;height:16px;border-radius:50%;border:1.5px solid var(--ink-soft);flex:none;position:relative;}
.opt.selected .dot{border-color:var(--green);}
.opt.selected .dot::after{content:'';position:absolute;inset:3px;border-radius:50%;background:var(--green);}

select.opt-select{
  width:100%;border:1.5px solid var(--line);background:#fff;border-radius:10px;padding:13px 16px;
  font-size:15px;font-family:'Inter',sans-serif;font-weight:500;color:var(--ink);
}

/* Number inputs (mortgage wizard) */
.num-input{position:relative;}
.num-input input{
  width:100%;border:1.5px solid var(--line);background:#fff;border-radius:10px;
  padding:13px 44px 13px 16px;font-size:17px;font-family:'IBM Plex Mono',monospace;
  font-weight:600;color:var(--ink);
}
.num-input input:focus-visible{outline:3px solid var(--gold);outline-offset:1px;}
.num-input .suffix{position:absolute;right:16px;top:50%;transform:translateY(-50%);color:var(--ink-soft);font-family:'IBM Plex Mono',monospace;font-size:14px;}
.err{color:var(--coral);font-size:12.5px;margin-top:6px;display:none;}
.err.show{display:block;}

.nav-row{display:flex;justify-content:space-between;align-items:center;margin-top:28px;}

.stamp-wrap{display:flex;flex-direction:column;align-items:center;text-align:center;padding:10px 0 26px;}
.stamp{
  width:96px;height:96px;border-radius:50%;border:3px solid var(--green);
  display:flex;align-items:center;justify-content:center;color:var(--green);
  transform:rotate(-8deg) scale(0.6);opacity:0;
  animation:stampIn .45s cubic-bezier(.2,1.4,.4,1) forwards .1s;
}
.stamp.warn{border-color:var(--coral);color:var(--coral);}
@media (prefers-reduced-motion: reduce){.stamp{animation:none;opacity:1;transform:rotate(-8deg) scale(1);}}
@keyframes stampIn{to{opacity:1;transform:rotate(-8deg) scale(1);}}
.stamp svg{width:44px;height:44px;}
.result-count{font-family:'Fraunces',serif;font-weight:600;font-size:26px;margin:14px 0 4px;}
.result-sub{color:var(--ink-soft);font-size:15px;max-width:48ch;}

/* Result metrics grid */
.metrics{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:26px 0;}
@media(max-width:520px){.metrics{grid-template-columns:1fr;}}
.metric{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:18px 20px;}
.metric .label{font-family:'IBM Plex Mono',monospace;font-size:11px;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-soft);margin-bottom:6px;}
.metric .value{font-family:'Fraunces',serif;font-weight:600;font-size:24px;}
.metric .value.ok{color:var(--green);}
.metric .value.warn{color:var(--coral);}
.metric .note{font-size:12.5px;color:var(--ink-soft);margin-top:4px;}

.card-cat{
  font-family:'IBM Plex Mono',monospace;font-size:11px;letter-spacing:.08em;text-transform:uppercase;
  color:var(--gold-deep);margin-bottom:6px;display:block;
}
.card-name{font-family:'Fraunces',serif;font-weight:600;font-size:19px;margin:0 0 8px;}
.card p{font-size:14px;color:var(--ink-soft);margin:0 0 4px;}
.card ul{margin:10px 0 0;padding-left:0;list-style:none;}
.card li{display:flex;gap:8px;margin-bottom:6px;font-size:14px;color:var(--ink-soft);}
.card li::before{content:'✓';color:var(--green);font-weight:700;flex:none;}

/* Checklist (compare banks) */
.checklist-section{margin:40px 0;}
.checklist-section h2{font-family:'Fraunces',serif;font-weight:600;font-size:21px;margin:0 0 4px;}
.checklist-section .sub{color:var(--ink-soft);font-size:13.5px;margin:0 0 18px;max-width:54ch;}
.check-item{background:var(--card);border:1px solid var(--line);border-left:3px solid var(--gold);border-radius:var(--radius);padding:16px 20px;margin-bottom:10px;}
.check-item .t{font-weight:600;font-size:14.5px;margin-bottom:4px;}
.check-item .d{font-size:13.5px;color:var(--ink-soft);}

.disclaimer-box{font-size:12.5px;color:var(--ink-soft);background:var(--paper-2);border-radius:10px;padding:14px 16px;margin-top:18px;}

.restart-row{text-align:center;margin-top:38px;}

.noscript-note{
  background:var(--coral-soft);color:var(--coral);border-radius:10px;padding:16px 18px;
  font-size:14px;margin-bottom:24px;
}

/* =============================================================
   8. Legal skeleton pages
   ============================================================= */
.legal-page{padding:48px 0 60px;max-width:70ch;}
.legal-page h1{font-family:'Fraunces',serif;font-weight:600;font-size:30px;margin-bottom:18px;}
.legal-page h2{font-family:'Fraunces',serif;font-weight:600;font-size:19px;margin:28px 0 10px;}
.legal-page p{color:var(--ink-soft);font-size:14.5px;margin-bottom:12px;}
.legal-page .todo{
  background:var(--coral-soft);color:var(--coral);border-radius:8px;padding:10px 14px;
  font-family:'IBM Plex Mono',monospace;font-size:12.5px;margin:10px 0 20px;
}

/* =============================================================
   10. Blog / guías (cat-hero, ficha-list, cat-links)
   ============================================================= */
.cat-hero{padding:40px 0 8px;}
.cat-hero .kicker{
  font-family:'IBM Plex Mono',monospace;font-size:11px;letter-spacing:.12em;text-transform:uppercase;
  color:var(--ink-soft);
}
.cat-hero h1{
  font-family:'Fraunces',serif;font-weight:600;font-size:clamp(28px,5vw,40px);
  line-height:1.06;margin:14px 0 10px;letter-spacing:-0.01em;max-width:24ch;
}
.cat-hero p.lead{font-size:16px;color:var(--ink-soft);max-width:60ch;margin-bottom:8px;}

.ficha-list{margin:40px 0;}
.ficha{
  background:var(--card);border:1px solid var(--line);border-radius:var(--radius);
  padding:26px 24px;margin-bottom:18px;
}
.ficha-name{font-family:'Fraunces',serif;font-weight:600;font-size:19px;margin:2px 0 10px;}
.ficha-name a{text-decoration:underline;text-decoration-color:var(--line);}
.ficha-que-es{font-size:14.5px;color:var(--ink-soft);margin-bottom:14px;max-width:70ch;}

.cat-links{display:flex;flex-wrap:wrap;gap:10px;margin:40px 0;}
.cat-links a{
  padding:9px 16px;border-radius:20px;border:1.5px solid var(--line);font-size:13.5px;font-weight:600;
  color:var(--ink-soft);background:var(--card);transition:border-color .15s, color .15s;
}
.cat-links a:hover{border-color:var(--gold);color:var(--ink);}

/* =============================================================
   11. Cookie consent banner
   ============================================================= */
.cookie-banner{
  position:fixed;left:0;right:0;bottom:0;z-index:1000;
  background:var(--ink);color:var(--paper);
  padding:18px 20px;
  display:flex;flex-wrap:wrap;gap:14px 24px;align-items:center;justify-content:space-between;
  box-shadow:0 -4px 24px rgba(0,0,0,0.18);
}
.cookie-banner p{
  margin:0;font-size:13.5px;line-height:1.5;max-width:70ch;flex:1 1 320px;
  color:rgba(241,237,228,0.88);
}
.cookie-banner p a{color:var(--gold);text-decoration:underline;}
.cookie-banner-actions{display:flex;gap:10px;flex:none;}
.cookie-banner .btn-outline{border-color:rgba(241,237,228,0.4);color:var(--paper);}
.cookie-banner .btn-outline:hover{border-color:var(--paper);}
@media (max-width:600px){
  .cookie-banner{flex-direction:column;align-items:stretch;}
  .cookie-banner-actions{justify-content:flex-end;}
}

.cookie-prefs-link{background:none;border:none;padding:0;font:inherit;color:var(--ink-soft);text-decoration:underline;cursor:pointer;}

/* =============================================================
   9. Responsive nav (small screens)
   ============================================================= */
@media (max-width:539px){
  .site-nav{gap:2px;}
  .site-nav a{padding:8px 10px;font-size:13.5px;}
  .brand{font-size:16px;}
}